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About. Opareta.

Mission. Values. Team.


Mobile money agents are essential to the delivery of financial services in emerging markets. As cashless payments and relief services gain greater adoption due to the coronavirus pandemic, agents are playing a more crucial role in access to service for most communities. The increased demand means that agents need better ways to manage their liquidity and maintain their livelihoods while minimizing risks to their health. Our mission at Opareta is to provide agents with tools to digitize operations, ease access to loan capital and generate more income while providing an essential, inclusive service.


We are a team of diligent hard workers that is committed to agent success and happiness. We employ a purposeful, collaborative approach to work with and deliver as much value to mobile money agents at every opportunity.


Ray Besiga

Ray Besiga



Ray Besiga

Ben Lyon

Hover, KopoKopo
Ray Besiga

Hayden Simmons

IDEO, RallyCap